From: tabnak.ir
Subject: فتاوای آیت الله العظمی امام خمینی (قدس سره)در مورد بانک ها و موسسات اعتباری
Date: Sat, 11 Apr 2026 15:53:21 +0330
MIME-Version: 1.0
Content-Type: multipart/related;
	boundary="--D23EF0BF22EBEE7653B2704EBC7F90EB_MULTIPART_MIXED";
	type="text/html"
X-MimeOLE: Produced By IRANSAMANEH.COM

This is a multi-part message in MIME format.

----D23EF0BF22EBEE7653B2704EBC7F90EB_MULTIPART_MIXED
Content-Type: text/html
Content-Transfer-Encoding: base64
Content-Location: http://mhtfile/index.html
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----D23EF0BF22EBEE7653B2704EBC7F90EB_MULTIPART_MIXED
Content-Type: image/vnd.microsoft.icon
Content-Transfer-Encoding: base64
Content-Location: http://mhtfile/favicon.ico
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----D23EF0BF22EBEE7653B2704EBC7F90EB_MULTIPART_MIXED--