From: tabnak.ir
Subject: تعریف ضمانت نامه بانکی و ارکان آن چیست؟
Date: Mon, 11 May 2026 01:26:42 +0330
MIME-Version: 1.0
Content-Type: multipart/related;
	boundary="--D47D43DEB8C09395F81460F9E391A4AA_MULTIPART_MIXED";
	type="text/html"
X-MimeOLE: Produced By IRANSAMANEH.COM

This is a multi-part message in MIME format.

----D47D43DEB8C09395F81460F9E391A4AA_MULTIPART_MIXED
Content-Type: text/html
Content-Transfer-Encoding: base64
Content-Location: http://mhtfile/index.html
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----D47D43DEB8C09395F81460F9E391A4AA_MULTIPART_MIXED
Content-Type: image/vnd.microsoft.icon
Content-Transfer-Encoding: base64
Content-Location: http://mhtfile/favicon.ico
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----D47D43DEB8C09395F81460F9E391A4AA_MULTIPART_MIXED--