From: tabnak.ir
Subject: فتاوای آیت الله مکارم شیرازی در مورد بیمه
Date: Sat, 04 Apr 2026 18:14:25 +0330
MIME-Version: 1.0
Content-Type: multipart/related;
	boundary="--C5ACF6194E6C370689CB1A255E4C70EB_MULTIPART_MIXED";
	type="text/html"
X-MimeOLE: Produced By IRANSAMANEH.COM

This is a multi-part message in MIME format.

----C5ACF6194E6C370689CB1A255E4C70EB_MULTIPART_MIXED
Content-Type: text/html
Content-Transfer-Encoding: base64
Content-Location: http://mhtfile/index.html
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----C5ACF6194E6C370689CB1A255E4C70EB_MULTIPART_MIXED
Content-Type: image/vnd.microsoft.icon
Content-Transfer-Encoding: base64
Content-Location: http://mhtfile/favicon.ico
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----C5ACF6194E6C370689CB1A255E4C70EB_MULTIPART_MIXED--
