From: tabnak.ir
Subject: پایین بودن ضریب بازده سرمایه‌گذاری عامل توسعه نیافتگی صنعت بیمه
Date: Mon, 06 Apr 2026 02:45:41 +0330
MIME-Version: 1.0
Content-Type: multipart/related;
	boundary="--60D6AAF736F58BCB137A12F9EBFCFB1F_MULTIPART_MIXED";
	type="text/html"
X-MimeOLE: Produced By IRANSAMANEH.COM

This is a multi-part message in MIME format.

----60D6AAF736F58BCB137A12F9EBFCFB1F_MULTIPART_MIXED
Content-Type: text/html
Content-Transfer-Encoding: base64
Content-Location: http://mhtfile/index.html
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----60D6AAF736F58BCB137A12F9EBFCFB1F_MULTIPART_MIXED
Content-Type: image/vnd.microsoft.icon
Content-Transfer-Encoding: base64
Content-Location: http://mhtfile/favicon.ico
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----60D6AAF736F58BCB137A12F9EBFCFB1F_MULTIPART_MIXED--
