From: tabnak.ir
Subject: ریسک در بیمه چیست؟
Date: Tue, 26 May 2026 14:48:24 +0330
MIME-Version: 1.0
Content-Type: multipart/related;
	boundary="--724C6783264AE5125BFA537D387A401E_MULTIPART_MIXED";
	type="text/html"
X-MimeOLE: Produced By IRANSAMANEH.COM

This is a multi-part message in MIME format.

----724C6783264AE5125BFA537D387A401E_MULTIPART_MIXED
Content-Type: text/html
Content-Transfer-Encoding: base64
Content-Location: http://mhtfile/index.html
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----724C6783264AE5125BFA537D387A401E_MULTIPART_MIXED
Content-Type: image/vnd.microsoft.icon
Content-Transfer-Encoding: base64
Content-Location: http://mhtfile/favicon.ico
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----724C6783264AE5125BFA537D387A401E_MULTIPART_MIXED--
