From: tabnak.ir
Subject: مشکلات توسعه صنعت بیمه؛ از چرخش مدیریت تا سرمایه گذاری با خارجی ها
Date: Wed, 03 Jun 2026 21:10:54 +0330
MIME-Version: 1.0
Content-Type: multipart/related;
	boundary="--1BF8D8DA9E0BB6DA2643A965925B1C36_MULTIPART_MIXED";
	type="text/html"
X-MimeOLE: Produced By IRANSAMANEH.COM

This is a multi-part message in MIME format.

----1BF8D8DA9E0BB6DA2643A965925B1C36_MULTIPART_MIXED
Content-Type: text/html
Content-Transfer-Encoding: base64
Content-Location: http://mhtfile/index.html
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----1BF8D8DA9E0BB6DA2643A965925B1C36_MULTIPART_MIXED
Content-Type: image/vnd.microsoft.icon
Content-Transfer-Encoding: base64
Content-Location: http://mhtfile/favicon.ico
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----1BF8D8DA9E0BB6DA2643A965925B1C36_MULTIPART_MIXED--
