From: tabnak.ir
Subject: دلایل استقراض بانک‌ها از بانک مرکزی
Date: Sat, 04 Apr 2026 05:05:46 +0330
MIME-Version: 1.0
Content-Type: multipart/related;
	boundary="--C986B1E9027AE33389D90D6937956788_MULTIPART_MIXED";
	type="text/html"
X-MimeOLE: Produced By IRANSAMANEH.COM

This is a multi-part message in MIME format.

----C986B1E9027AE33389D90D6937956788_MULTIPART_MIXED
Content-Type: text/html
Content-Transfer-Encoding: base64
Content-Location: http://mhtfile/index.html
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----C986B1E9027AE33389D90D6937956788_MULTIPART_MIXED
Content-Type: image/vnd.microsoft.icon
Content-Transfer-Encoding: base64
Content-Location: http://mhtfile/favicon.ico
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----C986B1E9027AE33389D90D6937956788_MULTIPART_MIXED--