From: tabnak.ir
Subject: بازنگری تمام آئین نامه‌های بیمه‌ای
Date: Wed, 10 Jun 2026 18:25:07 +0330
MIME-Version: 1.0
Content-Type: multipart/related;
	boundary="--A5DB6489A608B03DA4A27BF73F228852_MULTIPART_MIXED";
	type="text/html"
X-MimeOLE: Produced By IRANSAMANEH.COM

This is a multi-part message in MIME format.

----A5DB6489A608B03DA4A27BF73F228852_MULTIPART_MIXED
Content-Type: text/html
Content-Transfer-Encoding: base64
Content-Location: http://mhtfile/index.html
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==

----A5DB6489A608B03DA4A27BF73F228852_MULTIPART_MIXED
Content-Type: image/vnd.microsoft.icon
Content-Transfer-Encoding: base64
Content-Location: http://mhtfile/favicon.ico
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----A5DB6489A608B03DA4A27BF73F228852_MULTIPART_MIXED--